VA has partnered with Delta Dental and MetLife to allow eligible Veterans, plus family members receiving care under the Civilian Health and Medical Program (CHAMPVA), to purchase affordable dental insurance. Applications are now being accepted, and coverage for this new dental insurance will begin Jan. 1, 2014.
Coverage will be available to veterans and eligible family members throughout the United States and its territories.
More than 8 million Veterans who are currently enrolled in VA health care can now choose to purchase one of the offered dental plans. This three-year pilot program is designed for Veterans with no dental coverage, or those eligible for VA dental care who would like to purchase additional coverage.
Participation will not affect entitlement to VA dental services and treatment. Historically VA’s free dental services have gone to Veterans with dental problems connected to a medical condition that’s officially certified as “service connected.” Free dental services will continue for those Veterans.
Also eligible for the new benefits are nearly 400,000 spouses and dependent children who are reimbursed for most medical expenses under VA’s CHAMPVA program. Generally, CHAMPVA participants are spouses, survivors or dependent children of Veterans officially rated as “permanently and totally” disabled by a service-connected condition.
There are no eligibility limitations based on service-connected disability rating or enrollment priority assignment.
Dental services under the new program vary by plan and include diagnostic, preventive, surgical, emergency and endodontic/restorative treatment. Enrollment in the VA Dental Insurance Plan (VADIP) is voluntary. Participants are responsible for all premiums, which range from $8.65 to $52.90 per month for individual plans. Copayments and other charges may apply.
People interested in participating may complete an application online through either